Daily Protection Plus My Y Messenger disappeared off my system last week. Are hackers hacking thru Y Messenger to control my system?
One day it was there, the next it was gone - off the taskbar, off the Program menu & off the Control Panel programs list even! Plus, I've had trouble with my system being slow to open programs, new windows, or windows looking like a deck of cards spread out. It's really aggravating! Plus, sometimes I get the feeling that someone's changing my settings or watching every move I make. Am I paranoid? I think not! It's happened to me before & they got in through the Y Messenger program! The Y Messenger program lacks a great deal in the area of SECURITY to protect us from the hackers! I had to take my system to professionals for a cleanout because these other protection programs didn't stop them from hacking: Ad-Aware SE, Spyware Blaster, Spybot S&D, Antivir or AVG or McAfee or Norton, all of which I've used, but the A-V programs one at a time with the spyware used concurrently. I'm very meticulous about daily updating of all these programs, too! Anyone else had these problems?
LIC (Life Insurance Corporation) is the largest insurance company in India. It offers health product called Health Protection Plus which is one of the best mediclaim in the market. The premium for this policy is not a constant, it will increase with the age of the insured and also depend on benefits opted for.
The policy offers hospital cash benefit and major surgical benefit and also gives an investment option which is specially designed to meet domiciliary treatment/outpatient department expenses.
Hospital Cash Benefit- A daily benefit is payable in case the insured is admitted in hospital due to sickness or accidental injury. The minimum initial daily benefit is Rs.250/- and maximum is Rs.2500/-
Major Surgical Benefit- It pays 100% of the sum insured for any specified major surgeries. It includes surgery to aorta, lung transplant, heart transplant, valve replacement, pericardectomy, CABG, open chest surgery, surgery to remove cerebral tumours, excision of pineal, intra carnial operations, pituitary glands, pneumpnectomy, excision of oesopagus, stomach, renal transplant, etc.
Domiciliary Treatment Benefit- The principal insured can claim an amount equivalent to actual expenses in respect of any domiciliary treatment. The minimum domiciliary claimable amount is Rs.2500/-.
The minimum entry age is 18 years and maximum is 55 years. The spouse and children above 3 months and up to 17 years can be covered. The premium can be paid by annual, half annual and monthly (ECS mode only). The policy covers ceases at the age of 75 years for principal sum insured and 25 years for children.
The principal insured must choose the level of HCB for each family members under the policy cover. The sum assured for major surgical benefits will be 200 times of the HCB.
Premium paid towards the policy is eligible for tax benefit under section 80D of the Income Tax Act,1961.
About the Author
Habibulla Antule is a financial advisor and consultant and have provided his expertise to many financial institutions for loans and insurance
This entry was posted by admin on October 10, 2009 at 3:36 am, and is filed under Back Acne Treatment. Follow any responses to this post through RSS 2.0.
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